DFY.TO

Definity Financial Corporation

C$73.76

-1.35%

SectorFinancial ServicesIndustryInsurance - Property & CasualtyCountryCanadaExchangeTSX · CAD

Overview AI Brief ChartChart & Performance Financials ExposureRevenue Exposure FilingsFilings & Red Flags ScoresScores & Valuation News Analysts InsidersInsiders & Short Interest Ownership

Market CapC$8.8B

Dividend Yield1.13%

AnalystsBuy+15.5% target

Beta0.14

AI summary

Price & performance

1M+7.1%

3M-5.8%

YTD-1.9%

1Y+8.2%

52-week range—

Beta0.14

Full chart and returns against a benchmark

Q-Score

—/ 100

Quality against peers; 50 is the peer median.

Growth76

Risk66

Performance63

Valuation44

Profitability—

Leverage—

Sentiment36

Every score and metric

News sentiment

Open News

Latest results · FY 2025

RevenueC$4.9B+8.1%

Net incomeC$418.2M-2.8%

Net margin8.6%-1.0 pts

Historical fundamentals

Valuation

DFY.TOIndustryP/E36.5610.68P/S1.361.66EV/EBITDA—91.21P/B2.142.32PEG—0.53

Dividend yield1.13%

Every valuation metric

Historical Fundamentals

Revenue

Net Income

Net Margin

P/E

Showing the last 4 periods. Pro adds the full annual and quarterly history and 20+ more metrics to chart.

Latest Results

The latest fiscal year and quarter, each against the same period a year earlier, from SEC filings.

Metric	FY 2025	vs a year before	Q3 2026	vs a year before
Revenue	C$4.9B	+8.1%	C$1.6B	—
Net Income	C$418.2M	-2.8%	-C$32.4M	—
Net Margin	8.6%	-1.0 pts	-2.0%	—

Obligations & Notes

From the notes to the annual report for fiscal 2025, ending December.

Effective tax rate26.3%

Q-Scores

OverallNeeds fundamentals: risk and returns alone don’t measure quality

—

Growth

Industry 6576

Risk

Industry 8266

Performance

Industry 6563

Valuation

Industry 6744

Sentiment

Industry 3136

Key Metrics

Fundamentals: trailing twelve months to Sep 2026, from the latest 10-K and 10-Qs.

Market Beta (5-factor)

IM 0.87SM 0.820.41

Market Cap

6.2B

Dividend Yield

IM 1.14%SM 1.22%1.13%

Volume

IM 295.9KSM 192.9K172.3K

Industry Market Share

0.83%

Sector Market Share

0.04%

IM industry median · SM sector median: the typical company the value is compared with. The /100 is its score against those peers.

Comparable Companies

The companies closest in size in Insurance - Property & Casualty (filled from its sector when there are few), with the median and rank across all 48 in the industry.

Company	Market cap	P/E	EV/EBITDA	P/S	P/B	FCF yield	Revenue growth	Op. margin	ROE	Debt/equity
DFY.TODefinity Financial Corporation	$6.2B	36.6	—	1.4	2.1	4.5%	44.7%	—	5.8%	0.4
SIGISelective Insurance Group, Inc.	$6.1B	12.0	—	1.1	1.8	18.6%	4.0%	—	14.8%	0.0
RLIRLI Corp.	$6.4B	16.2	—	3.3	3.8	8.3%	4.6%	—	23.3%	0.2
HGTYHagerty, Inc.	$5.7B	94.9	—	15.7	22.2	4.9%	-43.8%	—	23.4%	1.0
WTMWhite Mountains Insurance Group, Ltd.	$5.4B	5.6	—	1.4	1.0	7.2%	681.4%	—	18.1%	0.2
THGThe Hanover Insurance Group, Inc.	$8.5B	11.4	8.6	1.2	2.5	14.3%	5.0%	15.2%	21.8%	0.2
KNSLKinsale Capital Group, Inc.	$8.9B	17.0	—	4.6	4.6	10.9%	8.3%	—	27.4%	0.1
PLMRPalomar Holdings, Inc.	$4.2B	19.3	—	3.4	4.3	10.8%	58.5%	—	22.0%	0.3
ORIOld Republic International Corporation	$9.5B	8.6	—	1.0	1.6	12.0%	12.5%	—	18.8%	0.0
Industry median		12.0	8.6	1.4	2.0	11.6%	5.7%	15.2%	16.3%	0.2
DFY.TO percentile		92nd	—	44th	62nd	12th	93rd	—	9th	80th