ELF.TO

E-L Financial Corporation Limited

C$19.94

-0.55%

SectorFinancial ServicesIndustryInsurance - LifeCountryCanadaExchangeTSX · CAD

Overview AI Brief ChartChart & Performance Financials ExposureRevenue Exposure FilingsFilings & Red Flags ScoresScores & Valuation News Analysts InsidersInsiders & Short Interest Ownership

Market CapC$6.9B

Dividend Yield6.30%

Beta0.88

AI summary

Price & performance

1M+7.0%

3M+12.6%

YTD+29.0%

1Y+26.6%

52-week range—

Beta0.88

Full chart and returns against a benchmark

Q-Score

—/ 100

Quality against peers; 50 is the peer median.

Growth76

Risk65

Performance70

Valuation72

Profitability—

Leverage—

Sentiment—

Every score and metric

News sentiment

Open News

Latest results · FY 2025

RevenueC$2.9B-14.3%

Net incomeC$1.2B-21.1%

Net margin43.0%-3.7 pts

Historical fundamentals

Valuation

ELF.TOIndustryP/E3.7711.80P/S1.762.20EV/EBITDA—25.27P/B0.701.85PEG0.220.55

Dividend yield6.30%

Every valuation metric

Historical Fundamentals

Revenue

Net Income

Net Margin

P/E

Showing the last 4 periods. Pro adds the full annual and quarterly history and 20+ more metrics to chart.

Latest Results

The latest fiscal year and quarter, each against the same period a year earlier, from SEC filings.

Metric	FY 2025	vs a year before	Q2 2026	vs a year before
Revenue	C$2.9B	-14.3%	C$1.9B	—
Net Income	C$1.2B	-21.1%	C$1B	—
Net Margin	43.0%	-3.7 pts	53.0%	—

Obligations & Notes

From the notes to the annual report for fiscal 2025, ending December.

Effective tax rate15.7%

Q-Scores

OverallNeeds fundamentals: risk and returns alone don’t measure quality

—

Growth

Industry 6176

Risk

Industry 7765

Performance

Industry 6370

Valuation

Industry 6772

Key Metrics

Fundamentals: trailing twelve months to Jun 2026, from the latest 10-K and 10-Qs.

Market Beta (5-factor)

IM 1.05SM 0.820.35

Market Cap

4.8B

Dividend Yield

IM 2.50%SM 1.22%6.30%

Volume

IM 952.9KSM 192.9K32.4K

Industry Market Share

0.93%

Sector Market Share

0.03%

IM industry median · SM sector median: the typical company the value is compared with. The /100 is its score against those peers.

Comparable Companies

The companies closest in size in Insurance - Life (filled from its sector when there are few), with the median and rank across all 23 in the industry.

Company	Market cap	P/E	EV/EBITDA	P/S	P/B	FCF yield	Revenue growth	Op. margin	ROE	Debt/equity
ELF.TOE-L Financial Corporation Limited	$4.8B	3.8	—	1.8	0.7	7.2%	16.9%	—	18.7%	0.1
CNOCNO Financial Group, Inc.	$5.2B	12.6	3.8	1.2	2.3	14.2%	2.3%	14.8%	18.0%	0.0
GNWGenworth Financial, Inc.	$3.1B	55.5	—	0.4	0.4	14.5%	-0.6%	—	0.6%	0.2
FGF&G Annuities & Life, Inc.	$3B	2.9	—	0.6	0.7	143.7%	-0.4%	—	23.8%	0.5
LNCLincoln National Corporation	$8B	2.4	—	0.4	0.8	8.6%	10.3%	—	35.2%	0.7
PRIPrimerica, Inc.	$8.9B	11.1	—	2.5	3.1	11.0%	8.3%	—	28.3%	0.0
JXNJackson Financial Inc.	$9.2B	10.4	—	1.4	1.1	64.6%	34.1%	—	10.4%	0.3
BHFBrighthouse Financial, Inc.	$2.5B	3.7	—	0.4	0.5	-44.8%	-9.4%	—	13.6%	0.6
GLGlobe Life Inc.	$12.1B	10.2	—	1.9	1.8	11.0%	5.6%	—	17.9%	0.5
Industry median		11.1	6.3	1.4	1.4	12.9%	6.5%	28.8%	12.1%	0.2
ELF.TO percentile		15th	—	54th	24th	25th	89th	—	76th	37th