FISI

Financial Institutions, Inc.

$40.04

0.35%
SectorFinancial ServicesIndustryBanks - RegionalCountryUnited States

Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts. It also offers commercial loan products including term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans; commercial mortgage loans; one-to-four family residential mortgage loans; home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and other secured and unsecured personal loans, as well as recreational vehicle, boat, personal loans, and deposit account collateralized loans.

Source: Yahoo Finance
AI summary

Price & performance

1M+4.0%
3M-2.5%
YTD+33.1%
1Y+39.1%
52-week range—
Beta0.93
Full chart and returns against a benchmark

Q-Score

65/ 100

Quality against peers; 50 is the peer median.

Growth75
Risk51
Performance74
Valuation69
Profitability44
Leverage23
Sentiment—
Every score and metric

News sentiment

Open News

Latest results · FY 2025

Revenue—
Net income$74.9M
Net margin—
Historical fundamentals

Valuation

FISIIndustryP/E9.5513.82P/S—3.54EV/EBITDA—50.98P/B1.271.35PEG—0.71
Dividend yield3.19%
Every valuation metric

Earnings

Jan 28next report, after the close
EPS estimate$1.05
Beats (last 4 quarters)—
Average surprise—
EPS revisions (30d)—
Every quarter against its estimate