NBTB

NBT Bancorp Inc.

$52.72

-0.43%
SectorFinancial ServicesIndustryBanks - RegionalCountryUnited States

NBT Bancorp Inc., a financial holding company, provides personal and commercial banking, retail banking, and wealth management services in the United States. It operates through Banking, Retirement Plan Administration, and All Other segments. The company offers demand deposit, savings, interest-bearing checking, money market deposit, and certificate of deposit accounts; and indirect and direct consumer loans, home equity loans and lines of credit, residential mortgages, business banking loans, commercial and industrial loans, agricultural loans, commercial construction loans, commercial real estate loans, indirect auto loans, and other consumer loans, as well as agricultural lending, personal lines of credit, overdraft protection, and second mortgage loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan and health savings account recordkeeping and administration, and actuarial services.

Source: Yahoo Finance
AI summary

Price & performance

1M+4.0%
3M-0.6%
YTD+28.6%
1Y+33.3%
52-week range—
Beta0.81
Full chart and returns against a benchmark

Q-Score

47/ 100

Quality against peers; 50 is the peer median.

Growth57
Risk56
Performance47
Valuation48
Profitability56
Leverage36
Sentiment27
Every score and metric

News sentiment

Open News

Latest results · FY 2025

Revenue$183M+10.4%
Net income$169.2M+20.3%
Net margin92.5%+7.6 pts
Historical fundamentals

Revenue exposure

0%of revenue from outside the US
United States100%
Regions, segments, customers and suppliers

Valuation

NBTBIndustryP/E12.5513.82P/S14.933.54EV/EBITDA—50.98P/B1.411.35PEG0.280.71
Dividend yield2.88%
Every valuation metric

Earnings

Jan 25next report, after the close
EPS estimate$1.09
Beats (last 4 quarters)—
Average surprise—
EPS revisions (30d)—
Every quarter against its estimate